Hortica - Employee Benefits


Health Insurance
  We offer both Group and Individual Health Insurance. Through our experience with employer groups, we can help you evaluate your current benefit plan and make cost-saving recommendations. SAF now offers members an exclusive health plan.
Life Insurance
  Provides a sense of security for the insured and beneficiaries. Group Life is an inexpensive benefit which offers employee coverage without concern for medical conditions. Permanent, individual cash value life insurance policies provide peace of mind while building a cash reserve which may be withdrawn or borrowed during the course of a lifetime.
Disability Income Insurance
  Covers loss of earnings due to a disabling illness or accident. There is a range of policies that cover Short-Term Disability, Long-Term Disability, Employer-Sponsored Voluntary Short- and Long-Term Disability and Loss of Earnings for the business owner.
Key Person Benefits
 

Identifies and covers the associated risks with a Key Person (manager, top salesperson, CEO, etc.) in your organization. In addition to disability incomes and life insurance, there are a number of non-qualified benefits that reward those individuals important to the success of your business.

Long-Term Care
  A vital part of the planning process is to protect the savings and investments accumulated to reach future goals - travel, time with family and friends, staying independent. This feature could be a great addition to your current group employee menu of benefits or it can be purchased as an individual policy. We also provide association, corporate and executive "carve out" program options.
Worksite / Voluntary Benefits
  Health insurance does not cover all medical expenses - that's why we help businesses identify risks that are important to insure. The extra dollars saved through appropriate coverage can be applied to supplemental deductibles, out-of-network charges, loss of earning power and specific health event costs.
Retirement Fund Accumulations
  There are a variety of products, some tax advantaged, that will help you save for your retirement years. Whether you select a Roth IRA, Traditional IRA or Deferred Annuity, your funds will grow in a fixed account that is free of stock market fluctuations. A retirement plan check-up will help you evaluate where you are today and how much you need to save to reach your retirement goals.
 

Feel free to explore our other comprehensive coverages:
  Business Insurance
  Personal Insurance
Get an individual health quote and/or apply for coverage
  Aetna
  Blue Cross and Blue Shield of Illinois
  Golden Rule
  Humana One
  Unicare

 

 

 

 


Complete our
On-Line Policy Quote Request Form , visit the Hortica Agency website or call 800-851-7740 today!
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